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Sunny Lending LLC (Sunny Chen Brokers) is one of the fast-growing mortgage originating, lending and brokerage companies in Maryland and we have been enjoying the reputation of providing quality service and being able to handle challenging conditions to get designated loans approved in a quick and secured manner. The staff members in Sunny Lending LLC are composed of well-trained loan officers and processors, who are constantly educated with new programs, technologies, mandates and requirements. Many members of our loan processing teams are holding graduate degrees in business administration, economics and information systems. We have an experienced compliance specialist who has completed 3 master degrees in finance, economics and computer science. At the same time, the majority of all the processors have gone through and passed rigorous loan process trainings. Throughout the years, we have established smooth processes tailored towards different loans and clienteles that enable us to close the loans on time to meet client and agent requirements.


Sunny Lending LLC (Sunny Chen Brokers) has also been partnered with over 100 lending banks and institutions. Our loan consultants and customer service representatives stride to provide on demand, multi-dimensional, precise and in-time service to meet our client various needs. We always present best solutions to our clients after factoring in multiple alternatives. Our loan officers will answer any questions you may have 24 X 7 and inform you with any changes/updates as soon as you entrust us with your loans.

Our Management Team

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Senior Loan Officer and Principal

NMLS # 1220187



Chief Technology & Operating Officer

John Chen has over 20 years of experience in managing information technology, security infrastructure and business operations with the federal government and public traded company. He is responsible for Sunny Lending's daily operations and providing visions for long term strategic plans, revenue improvement and continuous growth. John graduated with a Master of Science Degree in Computer Information Systems from George Mason University. He also holds a Master of Art degree in International Relations and a BA in English language. He is a certified Project Management Professional (PMP), Certified Information Security Manager (CISM) and a Scrum Master (CSM).


Ann Sun

Loan Processing Manager

As the leader of the processing Team, Ann is always professional, dependable, self-motivated and prompt to servicing every client and processing every file. She has obtained both mortgage processor and underwriter certifications to provide professional services to meet the needs of our customers.


Ann is energetic and has a strong passion in making things happen. She is the gatekeeper for ensuring the completion of every loan task and meeting the requirements of our clients. In the year 2021 alone, Ann and her team has processed and closed more than $200 Million accumulated loan amount.


With the rich experience from processing large amount of loan files and a strong learning desire, she serves as the in-house expert on various kinds of loans, including residential, commercial, SBA, Non-QM and all other types of loans.

Ann is an animal lover. She enjoys volunteering at pet rescue and doing art related activities in her spare time.


Gina MacNeill

Office Management & Licensing Specialist

Gina has more than ten years in the mortgage industry and an additional 25 years in office services.  She is committed to both our company and our customers for a positive lending experience.  Gina is highly motivated and has a can-do personality. Outside of the office, Gina is currently working on her bachelor’s degree at University of Maryland Global Campus.  In her spare time, she enjoys reading, crafting and travelling. Gina is married to her Curling-official husband of 25 years and lives in Montgomery County with their Border Collie and two black cats.


Allen Huang

Credit Analyst

Allen Huang has been devoted in mortgage industry for more than 5 years. Supporting with the plentiful experience he obtained from years of working, strong knowledge of financial and economy attributes to learning experience of Graduated school for both Finance major and MBA, and passionate motivation of making a difference and contributions, Allen has been dedicated to provide most considerate services to clients, to generate due diligence on both in process and post-closing files, and to assist company and clients to make most reasonable financial and credit decisions. 

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